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It easily facilitates peer-to-peer mobile payments and transactions. Swiss-based. Join now and get FREE RM5 for new member. A digital wallet is a method of electronically storing and using your credit cards—and sometimes other types of cards, tickets, or coupons—so you don’t have to carry the physical cards with. Whether you need to transfer funds to a friend's bank account or top up a mobile wallet, you can do it seamlessly through our platform. A mobile wallet is also known as mobile money or a mobile money transfer. This can include purchasing items either online or at the point of sale in a brick and mortar. Download for iOS. Ledger Nano S Plus – Best wallet overall. Quickly and reliably send funds to your receiver’s preferred mobile wallet 1. Tap the Share icon . 4. There are several reasons why so many consumers. Your credit card terms and conditions, your debit card Deposit Account Agreement, or your Chase Liquid agreement will apply for purchases. 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